Were getting towards the stage where we can start looking now (exciting!!) deposits practically there getting proper figures for mortgage on wednesday just want help with what questions do we ask estate agents and people selling!!!???
All advice welcome i need to compile a list!!!! xx
CommentAuthorMrsMelodyWalker
There is no way you can list everything lol and you will just automatically know what you need to do and say. I hadn't even rented a house when I went looking to buy, I was so nervous especially not having any experience doing it before but as soon as I was there and looking at places I just knew what was needed to be asked, its all a bit obvious! Good luck, it really is such fun as much as it is stressfull!! xx
All of my dreams come true the day I married you, Mr Walker
5.11.11
Remember Remember The 5th of November
CommentAuthorkateh3
i know the obvious things how much council tax etc but certain things they dont have to tell u unless u ask like with the bad weather recently should i ask things like did u have any problems with the snow etc just not sure what we should be asking properly if i dont write things down il forget or not ask i dont like being watched when looking round a strangers house!!
CommentAuthormitch2509
just have a look at loads for houses and the questions will flow..my friend vieewed one property and bought it !!!she regrets it now as she fell in love with the deco and has been having loads of bother with kids in the area! and she will lose money if she sells it now
CommentAuthorMoomie
Don't be afraid to take the mick and offer a really low offer when you do find a place you like, you'll be surprised at how much a seller will sell for, and be prepared to walk away when you have made your final offer, estate agents will always try to get the most out of you
We're in the same boat atm. Looking for house closer to where I work but also close enough for my OH to still get to his workplace. Im travelling 100 miles per day to get to work right now and its not fun! Especially when im not getting in till around 7pm. I love my job but the ravelling is pants!
All we're finding is STUPID prices for crappy houses or MAHOOOSIVE deposits required.
UKB Mad Scientist
Ride it like ya stole it.....
I'm a flippin ORTHOTIST
CommentAuthor~*~ Becca ~*~
i work for a independent financial advisor company and would recommend to go see someone re house insurance, life insurance etc to help you keep a peace of mind xx
17.09.2010 ---I am officially Mrs Rebecca Mollins
Twilight - its' like my own personal brand of Heroin...
Edward Cullen - The Hottest Vampire since 1901 !!
I have OTD - Obsessive Twilight Disorder :D
CommentAuthorkateh3
the 10% deposits been the worst thing we was renting and both had to move back to parents well over a yr ago to save i had seen a house i liked about 15k over budget i know its been on for over a yr and its empty so asked y and she said he wont drop the price im a bit annoyed aswell bcoz she said she will email me a list of houses for us to have a look at and she will ring me 2moro bcoz we can view them but no email wonder if il get a phone call???
CommentAuthorGoff
We went to look at one on sunday which was stunning from the outside, but needed at least 10k spending on it to bring it up to date and extend it - spoke to estate agent today who said the vendor has indicated he would probably sell for 10k less! WTF is that all about then?
It annoys me because we are now both in good jobs and could easily afford the £200,000 mortgage repayments but cant afford the deposit of between 10 and 25%!
UKB Mad Scientist
Ride it like ya stole it.....
I'm a flippin ORTHOTIST
CommentAuthorkateh3
iv got life ins for us both and critical illness already x
CommentAuthorBrissy_Bride
We're not at that stage yet, so no help from me I'm afraid... That is soo exciting though!! :)
We had to travel across the earth to find each other
We've never been apart since meeting almost 7years ago
And never will be!
I can't wait until he is my husband :D
CommentAuthorkateh3
thats what annoys me maybe they should bring in some stricter lending rules so they can lend 100% again its not fair :(((
CommentAuthormelliecake
Ask if it has any damp, central heating (electric heating can cost a bomb), is there parking, what is the neighbourhood like, erm can't think of any more at the moment. It's pretty straightforward but I know what you mean about wanting to have questions ready x
CommentAuthorKaya
I can't think of things to list, but if you find any that look to good to be through feel free to post them on my wall and I'll find out if it is.... we've seen nearly 90 houses now, so I'm an expert!! haha
Now Mrs Cobb!!!!!! :-D
CommentAuthorkateh3
thanks kaya lol thats a lot of viewing!!
CommentAuthorUnknown
ask what th neighbours are like as ours a nightmare!! xx
CommentAuthorlil miss sunshine
also remember if you are going to start a family then look out for schools near by so that kids fall in the catchment area....when i bought couple years back did not plan to have kids now i'm not in the catchment area for the schools i want the kids to go to
