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Wedding Forum - Change of name on mortgage?!...

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  1.  
    • millz090
      CommentAuthormillz090
      Ticker backgroundIs poweruserJust marriedBadgeBadgeTicker foreground
     
    Just thinking, when im married will i need to change my name on the mortgage and do you reckon they will charge for the honour of some new paperwork? If they are going to charge i will just leave it in my maiden name but dont want it too cause issues if everything else is changed to my married name?

    Members signature icon
    Finally marrying the love of my life !!
    10th August 2013 - 9 years to the day we met !

  2.  
    • KarenB9
      CommentAuthorKarenB9
      Just marriedBadgeBadge
     
    when i spoke to my bank about changing my name they said they would change mine over but would have to go through a lot of forms and another credit check would have to be done for the mortgage.
  3.  
    • CommentAuthorbridalmiss
      BadgeBadge
     
    I'm with HSBC and it was easy for my bank account, just take in your marriage certificate and fill out a form with your new signature, and they changed all my accounts, cards etc over for me - got a new card about a week later :-)
  4.  
    • millz090
      CommentAuthormillz090
      Ticker backgroundIs poweruserJust marriedBadgeBadgeTicker foreground
     
    Another credit check? Really? Do i have to change it over or leave it be as seems alot of hassle and the plan is too sell and move after were married so maybe leave it too then?

    Members signature icon
    Finally marrying the love of my life !!
    10th August 2013 - 9 years to the day we met !

  5.  
    • millz090
      CommentAuthormillz090
      Ticker backgroundIs poweruserJust marriedBadgeBadgeTicker foreground
     
    I mean for the mortgage?

    Members signature icon
    Finally marrying the love of my life !!
    10th August 2013 - 9 years to the day we met !

  6.  
    • TeganandRob
      CommentAuthorTeganandRob
      Just marriedBadgeBadge
     
    Seems like you need a credit check just to walk out your door these days! Grrrr!
  7.  
    • CommentAuthorbridalmiss
      BadgeBadge
     
    We don't have a mortgage yet but as far as I understood, if the bank has your mortgage they change everything for you at once. If your mortgage is with someone else you're best checking with them - my friend didn't change her accounts over till 8 months after the wedding, but they bought a house within 6 months - and having a diff name on her account to her real one caused some hassle and complication!

    Def agree they shouldn't be doing a credit check though!
  8.  
    • MrsShaw
      CommentAuthorMrsShaw
      Just marriedBadgeBadge
     
    omg i didnt even think of this! im still miss for my mortgage as we bank with a different bank! will have to look into it!

    xx
 

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