Wedding Forum - Wedding Insurance...

OK what is it and is it expensive?

Hey honey.

Do a search as there's lots of info on this to help - it ranges from £19 to about £200.

I'll bump a thread for you x

Thanks Tinsel and Thrish. I was hoping it wouldn't be too expensive it's another of those "hidden" expenses, our contract with the venue says we need it though sooo....I'm all googled out I thought I'd ask :)

Sorry thank you Kaya

Im covered with E&L, they are reasonable i paid a one off payment of £26, it puts your mind at rest!!

We went with debenhams, I think it was around the £50 mark, but depends on the cost of the wedding :) xx

We got it once we had paid the registra and the deposit for the venue!! xx

I'll get some :)

We went with E and L too - it was the first thing we paid for, before we paid out any deposits so that everything would be covered. It's highly unlikely something will go wrong, but it's better to be safe than sorry - isn't that why we get home and travel insurance too?

you never know whats going to happen and its sods law something WILL happen of you dont take it!! its not that expensive. i think our was 30 quid for 12 k insurance x

right....i am going to look into it again and actaully buy it as worrying now! will it cover me for things i have already paid for though?

Yes it covers you for everything that you have wedding related as long as you have the paperwork for it to show what you have paid and to who etc.

I'm currently struggling on this one, and after reading the reviews on E&L will not touch them with a barge poll. However I am struggling to work out which level of cover I need. I (unexpectedly) have budgeted the wedding to around £10k, obviously we hope to bring that down.

It seems the cancellation cover is the way to work out which one you need, but what do you include in that - the whole cost of the wedding or just the reception or what?? I am truely confused.

Just looking at my-wedding insurance, does anyone know anything about them?

I've just got a great deal (30% online discount) - I've put the link on my wall...there's also a 'Planning' page with loads of help and advice for weddings etc.

I've just bought £12,500 level of cover (2nd one) for £28.21 and that was with the 30% off - so a really good deal!

Ha ha yes I read your post and thought thats the exact deal i'm looking at

to be fair i imagine that would be his fault. why would you cancel your wedding knowing people can still get there. this is england and you can never predict the weather

It clearly states what the insurance covers and doesn't cover and I'm sure that no company would cover you for bad weather.

If your other half is being tight about £18 just ask him how tight he will be if a supplier runs away with your deposits or even full balance and he has to pay that money out again? Ask him what would happen if heaven forbid one of your parents or close relatives were to die just before the wedding or you were taken ill. I know I couldn't pay for my whole wedding if anything where to happen.

Myweddinginsurance is a no no. OMG just went through the T&C's and then the whole quote and payment details, just before I clicked buy now - after having input my bank details - it said if paying by cheque make it payable to E&L!!!! WTF I am off to the bank to see if they can help me - my usual insurance broker doesn't do events insurance!

Ah well Rags - I've paid it now (and it was cheaper than e&l) - we do have a 14 day cancellation period after receiving docs so will wait and see what H2B thinks!

We got ours with weddingplan - their premiums range from about £19 to something like £175. I read up about them first and they seem ok (the internet is great for checking out companies lol)

bump

They are another company which aren't really rated TBH...lots of loopholes, but I think that about any insurance...Our's is an affialiate of e & l but I'm happy with the deal and completely understand everything about it. I suppose it's what you want from it that will make you buy from them!

KayteeG - as with all insurance companies they have loopholes to try and get out of paying out when things go wrong but if you read the terms and conditions clearly you will know exactly what they will pay out for if and when it is required.

A lot of people had a b!tch and moan about e&l saying they wouldnt pay out for things etc, but if it's your fault that anything goes wrong with the wedding or it's cancelled then of course they wont pay out...if it's the venue / suppliers / illness of bride and groom then yes they'll pay out....as with any insurance!

Yes yes and yes!

I'll look into it then, function room's only £140 but anywhere else would be alot more expensive which is why we went for the venue to start with lol xx