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  1.  
    • EmmaLouise
      CommentAuthorEmmaLouiseGot married 6 years ago
      CommentTimeApr 13th 2011
     
    OK what is it and is it expensive?
  2.  
    • Kaya
      CommentAuthorKaya
      CommentTimeApr 13th 2011
     
    It's essential. Covers you if anything happens. Not expensive in the scheme of things. We got ours from e and l. - found they offered the best cover for the best price

    Now Mrs Cobb!!!!!! :-D


  3.  
    • Tinsel
      CommentAuthorTinselGot married 6 years ago
      CommentTimeApr 13th 2011
     
    Hey honey.

    Do a search as there's lots of info on this to help - it ranges from £19 to about £200.

    I'll bump a thread for you x

    07.04.12 - the best day of my life!
    Living happily ever after as Mrs Nottage x

  4.  
    • Trish Goddard
      CommentAuthorTrish GoddardGot married 7 years ago
      CommentTimeApr 13th 2011
     
    It protects you if something goes wrong..
    ie: Sickness or worst of all the wedding is called off... things like that..

    it depends on how much you are/have spent on the wedding.
    Im not having insurance as we are only spending £k on our wedding.
  5.  
    • EmmaLouise
      CommentAuthorEmmaLouiseGot married 6 years ago
      CommentTimeApr 13th 2011
     
    Thanks Tinsel and Thrish. I was hoping it wouldn't be too expensive it's another of those "hidden" expenses, our contract with the venue says we need it though sooo....I'm all googled out I thought I'd ask :)
  6.  
    • Tinsel
      CommentAuthorTinselGot married 6 years ago
      CommentTimeApr 13th 2011
     
    Most people go with e&l, some with Debenhams, some John Lewis. Try a comparison website x

    07.04.12 - the best day of my life!
    Living happily ever after as Mrs Nottage x

  7.  
    • EmmaLouise
      CommentAuthorEmmaLouiseGot married 6 years ago
      CommentTimeApr 13th 2011
     
    Sorry thank you Kaya
  8.  
    • Mrs Alsbetty
      CommentAuthorMrs AlsbettyGot married 8 years ago
      CommentTimeApr 13th 2011
     
    we were naughty and didnt get any i wouldn't advise doing that, thankfully nothing went wrong but if it did we would have been buggered! we did look and just didnt get around to choosing one, they arent expensive so do it x

    Enjoying being a wifey!!
    Currently baking a small person at last, took a while :)

  9.  
    • kimmy
      CommentAuthorkimmyGot married 6 years ago
      CommentTimeApr 13th 2011
     
    Im covered with E&L, they are reasonable i paid a one off payment of £26, it puts your mind at rest!!
  10.  
    • XLittleMissMe!X
      CommentAuthorXLittleMissMe!X
      CommentTimeApr 13th 2011
     
    Its not expensive for what it does. £30 covers 10k. Put it this way can you afford to lose your dress deposit or venue deposit if they go under? Can you afford to re do the whole day if you have some emergency and can't get married on the day?




  11.  
    • MrsDadson :0)
      CommentAuthorMrsDadson :0)Got married 6 years ago
      CommentTimeApr 13th 2011
     
    We went with debenhams, I think it was around the £50 mark, but depends on the cost of the wedding :) xx
  12.  
    • Sijen
      CommentAuthorSijenGot married 6 years ago
      CommentTimeApr 13th 2011
     
    Oooh you've scared me into it now...we haven't taken any out yet but then we've only paid deposits for venue, DJ and photographer.

    10 years together...
    Finally Mr & Mrs
    27.07.12
  13.  
    • MrsDadson :0)
      CommentAuthorMrsDadson :0)Got married 6 years ago
      CommentTimeApr 13th 2011
     
    We got it once we had paid the registra and the deposit for the venue!! xx
  14.  
    • Gem1102
      CommentAuthorGem1102Got married 6 years ago
      CommentTimeApr 13th 2011
     
    It was one of the first things I did! knowing my luck if I didn't have it, I'd need it! xxx
  15.  
    • EmmaLouise
      CommentAuthorEmmaLouiseGot married 6 years ago
      CommentTimeApr 14th 2011
     
    I'll get some :)
  16.  
    • Unknown
      CommentAuthorUnknown
      CommentTimeApr 14th 2011
     
    i still havnt got it and get married in 3 and a half months! keep putting it off! really need to get it sorted! xx




  17.  
    • Mel D
      CommentAuthorMel DGetting married in 29 months
      CommentTimeApr 14th 2011
     
    We went with E and L too - it was the first thing we paid for, before we paid out any deposits so that everything would be covered. It's highly unlikely something will go wrong, but it's better to be safe than sorry - isn't that why we get home and travel insurance too?

    Got married Sat 28/05/2011
    Renewing vows Sat 29/05/2021
    We're planning WELL in advance!!
  18.  
    • Unknown
      CommentAuthorUnknown
      CommentTimeApr 14th 2011
     
    i keep thinking about it and then just completly forget!




  19.  
    • mrs_houghton_2012
      CommentAuthormrs_houghton_2012Got married 6 years ago
      CommentTimeApr 14th 2011
     
    you never know whats going to happen and its sods law something WILL happen of you dont take it!! its not that expensive. i think our was 30 quid for 12 k insurance x

    Got with the most wonderful man on 1/09/05
    Got engaged to my sole mate on 1/09/06
    Getting married on 1/09/12
    Looking forward to becoming Mrs Houghton!
  20.  
    • XLittleMissMe!X
      CommentAuthorXLittleMissMe!X
      CommentTimeApr 14th 2011
     
    I have to admit that after reading stories on here about bridal shops closing down on girls and other supplers going under on them I would not leave it to chance.




  21.  
    • Unknown
      CommentAuthorUnknown
      CommentTimeApr 14th 2011
     
    right....i am going to look into it again and actaully buy it as worrying now! will it cover me for things i have already paid for though?




  22.  
    • Sijen
      CommentAuthorSijenGot married 6 years ago
      CommentTimeApr 14th 2011
     
    Good point Mel - will get on it!

    10 years together...
    Finally Mr & Mrs
    27.07.12
  23.  
    • XLittleMissMe!X
      CommentAuthorXLittleMissMe!X
      CommentTimeApr 14th 2011
     
    Yes it covers you for everything that you have wedding related as long as you have the paperwork for it to show what you have paid and to who etc.




  24.  
    • Charlz
      CommentAuthorCharlzGot married 6 years ago
      CommentTimeApr 14th 2011
     
    i was gonna take out some but h2b says its not worth it our quote was only £18 from e&l but still he is very tight with money. (im surprised were getting married at all with how tight he can be lol) just keeping my fingers crossed all will go smoothly x
  25.  
    • Rags
      CommentAuthorRagsGot married 6 years ago
      CommentTimeApr 14th 2011
     
    I'm currently struggling on this one, and after reading the reviews on E&L will not touch them with a barge poll. However I am struggling to work out which level of cover I need. I (unexpectedly) have budgeted the wedding to around £10k, obviously we hope to bring that down.

    It seems the cancellation cover is the way to work out which one you need, but what do you include in that - the whole cost of the wedding or just the reception or what?? I am truely confused.

    Just looking at my-wedding insurance, does anyone know anything about them?

    I'm now a married woman
    I have a gorgeous husband
    Whats to do now
    Theres no more wedding planning to do
  26.  
    • Unknown
      CommentAuthorUnknown
      CommentTimeApr 14th 2011
     
    there is no way i would go with e & l either. the reviews are shocking. think i will use debs...
    as far as i know it is the whole things, service, and reception as anything can go wrong




  27.  
    • Sijen
      CommentAuthorSijenGot married 6 years ago
      CommentTimeApr 14th 2011
     
    I've just got a great deal (30% online discount) - I've put the link on my wall...there's also a 'Planning' page with loads of help and advice for weddings etc.

    I've just bought £12,500 level of cover (2nd one) for £28.21 and that was with the 30% off - so a really good deal!

    10 years together...
    Finally Mr & Mrs
    27.07.12
  28.  
    • Sijen
      CommentAuthorSijenGot married 6 years ago
      CommentTimeApr 14th 2011
     
    Oooh Rags - just re-read your post and that's who I've just gone with - seem ok!

    10 years together...
    Finally Mr & Mrs
    27.07.12
  29.  
    • Rags
      CommentAuthorRagsGot married 6 years ago
      CommentTimeApr 14th 2011
     
    Ha ha yes I read your post and thought thats the exact deal i'm looking at

    I'm now a married woman
    I have a gorgeous husband
    Whats to do now
    Theres no more wedding planning to do
  30.  
    • Sijen
      CommentAuthorSijenGot married 6 years ago
      CommentTimeApr 14th 2011
     
    I've just found a really bad review of them though - slating them saying they're just as bad as e&l, but the review said it was because he cancelled his wedding due to bad weather but when he phoned the insurance company they asked if people could still attend so wouldn't pay out because they could....it does say all this in the small print - which I read thoroughly before confirming! You know what it's like, 1 bad review makes you run a mile...I've booked it now and paid.

    10 years together...
    Finally Mr & Mrs
    27.07.12
  31.  
    • Unknown
      CommentAuthorUnknown
      CommentTimeApr 14th 2011
     
    to be fair i imagine that would be his fault. why would you cancel your wedding knowing people can still get there. this is england and you can never predict the weather




  32.  
    • Sijen
      CommentAuthorSijenGot married 6 years ago
      CommentTimeApr 14th 2011
     
    Yep! My thought's exactly hun...It does say in the docs that if 50% or more of your guests cannot attend due to weather then you are covered but not if you cancel it due to weather!

    10 years together...
    Finally Mr & Mrs
    27.07.12
  33.  
    • XLittleMissMe!X
      CommentAuthorXLittleMissMe!X
      CommentTimeApr 14th 2011
     
    It clearly states what the insurance covers and doesn't cover and I'm sure that no company would cover you for bad weather.

    If your other half is being tight about £18 just ask him how tight he will be if a supplier runs away with your deposits or even full balance and he has to pay that money out again? Ask him what would happen if heaven forbid one of your parents or close relatives were to die just before the wedding or you were taken ill. I know I couldn't pay for my whole wedding if anything where to happen.




  34.  
    • Unknown
      CommentAuthorUnknown
      CommentTimeApr 14th 2011
     
    maybe he was looking for a reason to cancel?! as long as we could get there and 2 people to witness it we would still go ahead!!




  35.  
    • Rags
      CommentAuthorRagsGot married 6 years ago
      CommentTimeApr 14th 2011
     
    Myweddinginsurance is a no no. OMG just went through the T&C's and then the whole quote and payment details, just before I clicked buy now - after having input my bank details - it said if paying by cheque make it payable to E&L!!!! WTF I am off to the bank to see if they can help me - my usual insurance broker doesn't do events insurance!

    I'm now a married woman
    I have a gorgeous husband
    Whats to do now
    Theres no more wedding planning to do
  36.  
    • Sijen
      CommentAuthorSijenGot married 6 years ago
      CommentTimeApr 14th 2011
     
    Yep my thoughts exactly hun.... and Jo agree with you too.

    I paniced yesterday when told the venue we have booked (hotel) rent the building from a company who have gone into administration...even thought the building has been bough by someone else and the hotel is still the same, it's a worry!

    10 years together...
    Finally Mr & Mrs
    27.07.12
  37.  
    • Sijen
      CommentAuthorSijenGot married 6 years ago
      CommentTimeApr 14th 2011
     
    Ah well Rags - I've paid it now (and it was cheaper than e&l) - we do have a 14 day cancellation period after receiving docs so will wait and see what H2B thinks!

    10 years together...
    Finally Mr & Mrs
    27.07.12
  38.  
    • Rags
      CommentAuthorRagsGot married 6 years ago
      CommentTimeApr 14th 2011
     
    I just hope my banks can help me out. Ooh best go put some proper clothes on - am in j-pants and no make up mode

    I'm now a married woman
    I have a gorgeous husband
    Whats to do now
    Theres no more wedding planning to do
  39.  
    • mym72
      CommentAuthormym72Got married 7 years ago
      CommentTimeApr 14th 2011
     
    We got ours with weddingplan - their premiums range from about £19 to something like £175. I read up about them first and they seem ok (the internet is great for checking out companies lol)




  40.  
    • Rags
      CommentAuthorRagsGot married 6 years ago
      CommentTimeApr 14th 2011
     
    thinking of protect my wedding, now, more expensive, but no excess, covers cash and voucher presents, and I think you get a wine voucher (that was what sold it lol)

    I'm now a married woman
    I have a gorgeous husband
    Whats to do now
    Theres no more wedding planning to do
  41.  
    • Sijen
      CommentAuthorSijenGot married 6 years ago
      CommentTimeJul 23rd 2011
     
    bump

    10 years together...
    Finally Mr & Mrs
    27.07.12
  42.  
    • Linzie Liverpool.
      CommentAuthorLinzie Liverpool.Got married 6 years ago
      CommentTimeJul 23rd 2011
     
    thank you Sijen. x whats E & L lots have insurance from there
  43.  
    • Sijen
      CommentAuthorSijenGot married 6 years ago
      CommentTimeJul 23rd 2011
     
    They are another company which aren't really rated TBH...lots of loopholes, but I think that about any insurance...Our's is an affialiate of e & l but I'm happy with the deal and completely understand everything about it. I suppose it's what you want from it that will make you buy from them!

    10 years together...
    Finally Mr & Mrs
    27.07.12
  44.  
    • KayteeG
      CommentAuthorKayteeGGot married 7 years ago
      CommentTimeJul 23rd 2011
     
    I'm with e & l too - although I seem to remember someone on here saying they had a bit of trouble with them because of a loophole or something?
  45.  
    • Sijen
      CommentAuthorSijenGot married 6 years ago
      CommentTimeJul 24th 2011
     
    KayteeG - as with all insurance companies they have loopholes to try and get out of paying out when things go wrong but if you read the terms and conditions clearly you will know exactly what they will pay out for if and when it is required.

    A lot of people had a b!tch and moan about e&l saying they wouldnt pay out for things etc, but if it's your fault that anything goes wrong with the wedding or it's cancelled then of course they wont pay out...if it's the venue / suppliers / illness of bride and groom then yes they'll pay out....as with any insurance!

    10 years together...
    Finally Mr & Mrs
    27.07.12
  46.  
    • Kaz
      CommentAuthorKazGot married 6 years ago
      CommentTimeJul 24th 2011
     
    Ok, asking people who might know
    1. Can I add wedding prezzies/money to my household insurance to cover?
    2. Is it worth buying wedding insurance when I'm doing/making most things myself?
    3. Is it worth buying if I come in at budget, which is only £1,000?
    Any help appreciated xx

    WARNING:
    I say the first thing I think of!

  47.  
    • KayteeG
      CommentAuthorKayteeGGot married 7 years ago
      CommentTimeJul 24th 2011
     
    Yes yes and yes!
  48.  
    • KayteeG
      CommentAuthorKayteeGGot married 7 years ago
      CommentTimeJul 24th 2011
     
    I'm almost positive pressies can be added - I'm doing/making most things myself too, but if for example, the venue burnt down the night before the wedding, you wouldn't hae to fork out to re-book somewhere else, even if it was only a couple of hundred quid to hire. We have a small budget too, but didn't want to risk one of us being ill and having to cancel, or something happening at the venue or something
  49.  
    • Kaz
      CommentAuthorKazGot married 6 years ago
      CommentTimeJul 24th 2011
     
    I'll look into it then, function room's only £140 but anywhere else would be alot more expensive which is why we went for the venue to start with lol xx

    WARNING:
    I say the first thing I think of!

  50.  
    • Sijen
      CommentAuthorSijenGot married 6 years ago
      CommentTimeJul 25th 2011
     
    Kaz - you can get various levels of cover depending on the cost of your wedding so I would definately look into it. Even just to cover the caterers going bust or flowers / cars not turning up. Dress ripping the week before etc....all the really scary stuff you dread!

    10 years together...
    Finally Mr & Mrs
    27.07.12
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