Wedding Forum - Pay-as-you-go-or-save-fir st?...

Just-wondering-what-you-guys-are-doing-to-fund-your-weddings?
Do-we-save-what-we-need-first,or-pay-deposits-on-stuff-and-pay-it-off-bit-by-bit?
We-are-lucky-as-our-venue-has-frozen-it's-prices-for-us,but-we-havn't-actually-booked-it-yet!!!
Really-dont-know-what-to-do?
Advice-needed-please!

Nikki-xxxxxxxx

We're pay as we go, saving everything up first would frustrate me so much

I was lucky as Kev had been saving for years before for his wedding just waiting for the right girl to come along. If you are going to do pay as you go I would say make sure that you work out what you can save from now until the wedding but allow for emergencies like the car breaks down or needs MOT doing etc.

Once you have your budget worked out stick to it! You don't want to get near the end and find you can't afford to pay for half of it and have to cancel.

has your space bar broken? lmao

We are paying deposits now to secure all the important things and I am ordering things like hair accessories, place cards and favours now too, but will pay as we go throughout the next 12 months and then just save up to finish paying the balances off. And it does look like hard work to put a hyphen between each word, my fingers would ache! ;D x

Yeah she said in an earlier thread that it had broken, bless her!

We're paying as we go along - with some help from my dad, my aunt and my granddad's estate :)

we are paying as we go but have got a little bit of money and my mum is giving is £4500 which is helping. we wouldnt be able to afford it this year otherwise x

i am very lucky!! she has been quite good about it aswell. just says when we need something paid tell her and she will phone and make the payment!! x

Can she adopt me too please?! lol. She will be getting a mammoth bunch of flowers for it I'm sure! And you only have 5 months to wait for your big day, exciting! :) x

im paying as i go, need to save 60 a week to be able to have what i want. although i have booked church and deposit paid and will be booking the reception venue sat n paying deposit for that x

at first we thought we would have to do it all ourselves and we would have had a tiny wedding prob gone abroad but luckily i am getting the wedding i always wanted except for a horse and carriage x

thats a good idea ali! my credit card is maxed out at the mo! x

we are doing a bit of both too. Worked out what we could afford to save each month, and got our budget that way. then put down deposits on things as we saved the cash. Now all the deposits are paid and its just a case of saving up for the rest of it now! £2k down, only £11 more to go.......... ouch.

can you stick your space bar back on hun? I did that with Rob's laptop when my enter button stopped working and it is fine again now! x

I had £6k given to me so used this to pay for the venue, i have been lucky that my parents are paying for the DJ, photographer, cake, flowers and transport. For the dress and other items such as bridesmaids dresses and decorations and favours i have just been paying as i go.

Hiya,

We have saved money, but paid as we go along out of the wedding money. Although I do seem to pay for things like stationary and random stuff just out of my ordinary bank account. We are lucky as we are getting help from my mum,dad,gran and H2B dad too. so hopefully we will be ok. We have paid alot of deposits. The scary time will be the couple of months before the wedding when all totals are due. Worst case scernio is that we put some on a credit card and pay it off as we go along. I have a budget in mind but I am having what i want if that makes sense. haha. As in, if i want it, i am having it, but i will find the cheapest person/place etc. I want a wishing tree, i am planning on finding a branch myself and spraying it-hahaha.xx

i'm-hoping-H2B-is-getting-me-a-new-laptop-for-me-birfday,but-unfortunately-have-to-wait-till-march!!!
i'll-not-post-too-much-until-it-gets-sorted,i-know-it-must-be-hurting-your-eyes-lol

xxxx

We are paying as we go!

We will be paying as we go!

My dad has given us about half of what we need so his money will pay for most of the deposits for things which is fab as gives us time to save to pay the rest. We getting a few things as we go along if I find a bargain. x

Best thing we ever did was to create a spreadsheet. You know the things you can buy outright and the things to save for a little longer. Once you've got it delete it off spreadsheet and the total will deduct. U know exactly what u have x

We are paying as we go x

we did a bit of both we had a certain amount before and now we just keep adding to it, and paying some deposits off x

we are doign a bit of both - saving a set amount by direct debit every month for expensive things, then paying for everything else remedial from our joint current account. the money can accumulate quite fast then, and it's readily available for our wedding rings.

i use my new credit card to pay for things that need to be done on-the-day, such as my wedding dress deposit, and for our photographer - at the time i didn't have that kind of money on me.

whenever we go shopping for bits now, i transfer money over so we can pay for it, then transfer it back when we come home.

online banking REALLY helps - very quick. very easy and helps you see in front of you how much you're spending.

we worked out what we are likely to save. We then did our budget and paid the deposits. We are then just doing it bit by bit...,saving until around 6 months before the wedding (but keeping paying the deposits in mean time) and then so its not all done last minute, from feb half term we are gonna pay everything off. Theres a few things that are cash on day to avoid paying hiked fees but dont wanna leave things until last minute.