H2b and I don't have a joint account as we don't live together yet and I know it's a while to the wedding but was just wondering if we get any cheques with both our names on are we going to need a joint account to put them in....as I'm not a fan of joint accounts and don't want one
Thanks x
Velcro...my wedding day twinny! The Two Kel's!
Got engaged 14/10/12 in Central Park NYC!
Became Mrs Macdonald 13th September 2014
Mummy to 4 girlies and baby blue boy Due 10/05/2016
CommentAuthorVelcro
i dont know how that works with both names....
but me and the boy have a joint savings account, all we do is put money in there that we need to keep to one side, so that could be an option?
we never have anything in there, its more our virtual piggy bank as and when we need to use it
Failing that, put a note asking please make any cheques payable to *.....*
Wibbly wobbly, timey wimey
*Kelbel* is my wedding twinny!
CommentAuthor*KelBel*
Yeh preferably made out to 'me' lol
Velcro...my wedding day twinny! The Two Kel's!
Got engaged 14/10/12 in Central Park NYC!
Became Mrs Macdonald 13th September 2014
Mummy to 4 girlies and baby blue boy Due 10/05/2016
CommentAuthorsarah
you could probably deposit it if both of you go in person to the bank without a joint account. Although I've paid in joint checks into my personal bank account without any trouble.
CommentAuthorNevlar
your not suppose to pay joint chqs into a sole account! so i dont know if you'll struggle depends on the bank! why not open a joint account me ancd my h2b have one and were registered at different addresses x
I think if I have to, we'll just have to open one after the wedding just to put the chqs in cos I know u can deposit straight away, just a pain of opening another account that we both know won't get used, we like keeping our money separate x
Velcro...my wedding day twinny! The Two Kel's!
Got engaged 14/10/12 in Central Park NYC!
Became Mrs Macdonald 13th September 2014
Mummy to 4 girlies and baby blue boy Due 10/05/2016
CommentAuthorMrsManiatt
what about just opening a savings account in both names? Thats what me and H2B have, then we have our current accounts separate, but any gift money we get (we opened it after our engagement party) goes in there! xxx
CommentAuthorVickie
We only have a joint account to pay joint bills together ie house as we live together, we only set it up as we had to for mortgage. The only money that is in it is for house only, we use our own accounts to buy things and pay own bills ie phone, car etc. My friends got married and they had been living together for 18 months and they didn't have a joint account till after married and that was cos they had chqs in for both of them.
CommentAuthorLauraJo87
Personally, I think putting 'please make cheques payable to...' could come across as a bit cheeky...
I think most people will double check, as they won't know if our bank account has been put into your married name yet (if you're taking your husbands name)
Failing that, I'd let key members of the wedding party (your parents, best man, maid of honour) know to put the cheques in one or other of yours or your h2bs name, in case anyone asks them xx
My Beating Heart Belongs To You
30 August 2013
The First Day Of My Happily Ever After
CommentAuthorLittle Kettle
We STILL don't have a joint account and I don't see that we will every have one. We just don't need one. To be honest, we had a couple of cheques but my bank accepted them without a problem because it had my name on it. I guess it depends on the bank though...and even the individual staff.
Vegas baby!
Moderator
CommentAuthornatalie2614
My bank accepted a joint cheque so you can only ask. I think it's slightly cheeky asking for chqs to be made payable to ....
