I currently have 35 pounds left of my 1400 overdraft.. honestly feel like money is the root of all evil.. i wish i could win the loto or something.. not much about 10 grand would be lovely.. im a student at the moment and honestly cannot wait untill some money is actually going into my bank!
lol sorry sat here wanting to cry.. but thought id type it out instead
CommentAuthorMrsMac2B
aw I know how you feel :( h2b was off work last month for 2 weeks while his dad was in hospital getting a transplant. He doesn't get paid when hes off so apart from that he was spending £50 a day visiting him (hosp was in edinburgh, we are in Glasgow) on petrol, food etc and to top it all off he cant work in thats bloody snow :( with only weeks to christmas and nothing but my sons presents in I don't know what we are going to do! And to top it all off our heating is useless and costing us £70 a week! sorry kinda hijacked your post with my rant.....things always look better in the morning xxx
CommentAuthorRags
Bless ya, It does always work out eventually. One important thing, If you havn't got anything don't borrow anything. Explain to people that your skint and they wont mind if they don't get a present or a visit for a while. My friend recently rang me to appologise that all though it's her turn to visit, she can't afford the peterol, I didn't think twice about offering to go see her (once the snow has cleared) It hasn't made me think anything of her. If you really want to give presents, make em a christmas cake or mince pies etc. That way it wont cost you as much and they get something they actually need for christmas.....
And when you have money - don't even let your self know, live life like your skint and you will soon have more :)
I'm now a married woman
I have a gorgeous husband
Whats to do now
Theres no more wedding planning to do
CommentAuthorshellay
i think we all feel the same at the minute, i have a serious overdraft, credit card bills and catalogue bills, and everytime i get a spare bit of money something else happens, i am so careful not to go over my overdraft limit because of charges, then someone goes and takes an extra installment for something and blows the limit, and now i have extra charges and interest to find, which mean the money i had to spend for christmas dinner etc, is now less than budgetted, so it may be chicken for dinner on christmas day instead of turkey and all the trimmings, wouldnt mind, but we dont have luxuries and hardly ever go out, every spare penny, and all marks overtime goes onto the wedding, but light at the end of the tunnel, in a years time, it may get easier, hoping and praying xx
I have know my soulmate for 27 years and on the 6th August
I married him and became Mrs Garnham.
It was most definitely the happiest day of my life.
I love married life !!!!
CommentAuthorEmsy5000
I have been there as well. its so hard. why don't you try writing a budget and sticking to it to the letter for a few months.
Dyslexic
its spelt wrong
I No! I Now! I Know!!!!!
I am NOW MRS LONSDALE!!
Tell me about it.. all my money went out the same day as pay day.. am off to spend the tiny bit I have left on presents and essentials today then I'll have nothing for the month!!
CommentAuthorangelan1986
I think most people are in the same situation and it sucks! hasnt been too bad for me but atm im living off loans. i pay 1 back every month then take another on the same day otherwise i would never have any money. when january comes the last loan will be paid off and im hoping i wont need another 1, fingers crossed. im also paying off an overdraft but that finishes in feb. ive got red letters coming through the post but they can all wait til after xmas. feel like everyone starts pestering you at xmas when they know your stressed out enough. and to top it all off ive got the wedding to save for. its not easy but can manage- just x
CommentAuthorPennylane
yeah I know the feeling, my h2b is an architect and I'm a teacher, we both went to uni for years, we don't have a particularly large mortgage, we should not be skint!!! but we are! last week of the month is a write off we literally live off about a tenner! Although we are saving every single penny for the wedding but it is hard! H2B got a huge wage cut recently and doesn't look like it's going up any time soon cos of the state the industry is in, and to top it off he did a homer for someone and they are now ignoring his calls without paying him so doubt we'll see that £800 quid that we were relying on for our wedding! Times are hard, keep your chin up, it can only get better! x
02.07.11
All you need is Love!
Why is the rum always gone?
CommentAuthorspooney24
I think as others have said most people are in the same position. Even although we no longer have a wedding to pay for we are struggling financially as I am only able to work part time due to my FM and so nearly all our wages go on bills just to exist and we have a very small budget for food. I cant remember the last time we actually went out on a night out together or separately, when we last could afford new clothes and as for Christmas we arent buying presents as we just cant afford the extra cost of doing so. I do feel bad at times that I cant physically work full time as I know life would improve a bit if I could as we would have a bit more money but thats just life and we deal with it as best we can.
I know its difficult not to worry about money but try and keep going and I am sure things will improve for you soon. xx
26th December 2007 - the day I met my special man
8th August 2008 - the day he was mad enough to propose to me
24th July 2010 - the day I felt beautiful inside and out and
became Mrs Dickie for life. xx
CommentAuthorlala "mod" bunni
why not make vouchers for people for christmas ......to do
babysitting hr of ironing a meal out
the list is endless that way presents are costing you either time or for the meal it can be redeemed when you have a little more money
I hear ya!!!! As much as I am looking forward to getting married (and thats ALOT!) I am looking forward to having a bit of spare cash - would be nice to actually buy some new clothes!!!!
CommentAuthorPennylane
oh that's a brill idea Lala I may do that for my parents (the meal thing) and some for Dave of a different nature lmao :)
02.07.11
All you need is Love!
Why is the rum always gone?
CommentAuthorCupCake
We are in the same boat too! I had to spend £335 last week on a new cluctch for the car .... that was my savings for our honeymoon gone! I almost cried handing it over ..... All we can do is hope the new year brings some better luck our way ... I wish that for you ladies worrying financially ((( hugs ))) x
Became Mrs Lyons 30th July 2011 x
CommentAuthorSoon2beMrsHall
Tell me about it. I got paid 2 days ago and with everything that comes out i have 100pounds to last the month. I am doing overtime just to add that bit of extra money to the wedding but i have not put any money in there last month or this month
Cant wait to to marry Martyn
Wishes the wedding would come faster
XxX
CommentAuthorkateh3
i feel truely depressed now after reading all ur posts things get worse around xmas time just keep ur chins up girls things will get better eventually i keep telling myself that and as u can all see ur not on ur own!!
if u keep getting unexpected direct debits being taken out of ur bank a/cs causing charges try to request paper bills instead of DDs that way u wont incure bank charges caused by DDs being taken unexpectedly and i know ppl frown at the words bank loan but if u have outstanding debts on credit cards store cards overdrafts u should at least check out if u can get a bank loan u can then combine all ur debt into one monthly expense after all all these cards are loans just on higher interest rates
sorry i have my bank head on i just see ppl in these situations everyday x
but if all else fails just keep smiling and working away for ur money everyone around u will understand if u cant afford to splash out on xmas its all about being with family and friends x