sorry for this girls and its kind of non-wedding but i am absolutely furious

earlier this year in the mail was a letter addressed to A.N. Other applying for a credit account at my address (where he has never lived). i also have an account with same company so i rang them made them aware of this fraudulent act and a marker was put on my account in case it happened again.

today i have come in and in the post were 2 no. letters from MY bank addressed to same surname as previous. rang the bank and was informed 4 people of same surname are living at/using my address and opened their accounts between 2008-2010. (we moved in here 2007) the bank then wanted me to go into a branch tomorrow and 'request' they move the address from system which i was prepared to do.

after dwelling on it for a while it occurred to me that to open an account proof of address has to be shown and marry up with the name. i have just rang the bank back and they confirmed this and were mortified that this has happened with 4 people and that they have let it happen.

i have also done my own investigation online and found 3 of the 4 people live within a 3 mile radius to me, but obviously my hands are tied. the police are powerless as ID Fraud is not a recognised crime so now i have to sit and wait until a full investigation is carried out by the bank, but under data protection certain info will not be confirmed. i am fully aware of data pro but if someone chooses to invade someone elses privacy then data protection goes right out of the window.

i am absolutely fuming that the bank (who i assumed had better security measures in place) have been so lax when letting people open accounts and although so far i cannot see any trace of purchases is it not only a matter of time?

i left the house this morning to get a free favour done for the wedding and was delighted with the results, and came home with the intentions of doing some more wedding stuff but since 2.30 i have hardly been off phone and not a tap has been done.!!

last time i was a victim of id fraud it was plain and simple - someone thought it would be great to steal my credit card out of post and go shopping.!!!!! but this time i feel like im being watched.

sorry for the rant but i really am furious.

am dam sure i'd feel the same as you, thats why i shred my post before i bin it by the sounds of it they are going through ya rubbish, if ya call into the police station and tell them that your a victim of id thieft and the bank is on it give the police the names and post they might be able to deal with it as well

i do shred mail thats the most annoying thing and the police cant do anything unless they have bought goods in my name which to my knowledge so far they havent! im just waiting to check my credit files later on! i'd just love to know where these people get off cos surely they cant buy mail order goods as it would be delivered to my house!

i know next do as i have an account with them, and at least i know their applicaton security is more stringent!!!

I know, i cannot believe the bank has let 4 people under their security!!!

Mind you i was in the bank the other day & she was talking to me about accounts for my 2 kids, she said yeah just bring them in. WHAT!!!!!!!!! no birth cert, no id, no nothing? Nope just the 2 kids will do fine.

x

it is ridiculous how some companies are being so non commital about security especially in this day and age with the amount of technology to make these crimes so easy to carry out.

police asked me if any money had gone from my bank but i was quick to point out if these people had seen the state of my account they are likely to put money in not take it out. lol.

oh my...I hope you can sort it out soon and agree with jo Santa get the police involved and stand your ground lady xxx

Oh gosh that's awful! I really hope you get things sorted out! x

Hope you get this sorted. Sendng you hugs and well done on getting the favours xx

Yes, Carrieanne is right. Make as much noise as you can stand the stress of. There will be a local reporter who will be interested in the story, insist on going to the next management level and the next until you get heard at the bank. Report it to the FO anyway, and write a letter to the police insisting you want it on record should anything further happen.
I would also make an appointment to see citizen's advice, then they can look into it, advise you and see if there is any free legal help you can get - if not to pursue these fraudsters, then to protect yourself.
You may well have to let Equifax or someone similar know as someone could be wrecking your credit rating as it's linked to your address.

awwww that is out of order so what the police are saying is anyone can use your address and get away with it even if they dont stay there and to get there bank cards pin numbers ect the must have stole maill address to you house and that is a crime if you are not getting any help from the bank or police i would maybe see a lawer see what they say xx

i kinda had fraud done to me wen i was 18!

i left my purse along with a halifax and lloyds tsb credit card! i cancelled them within 30 minutes of this happening! but for 2-3 months the halifax one got used at the same petrol station for amounts under £50- the card dint even hav enough credit on, they kept sendin me bills and i said i cancelled them etc etc no vails o my sister wrote to them and it was sorted after plenty of money had been used ( glade i dont have halifax shares!!!!)

lloyds tsb was used for 2-3 weeks but then stopped!

i even phoned the petrol station it was happenign at! i dont think any1 got caught for it

@kaycrunch - GMP (greater manchester police) do not recognise it as a crime. i have spoken to the bank again yesterday (fri) and conveniently they are now saying that the 4 no. names are not on their records, there is no record of dates (even though i was given dates on wed) and yet the 4 accounts are dormant. i am now filing a complaint to the ombudsman regards to this and other issues and i will keep you posted.

xx

I have a similar thing going on with my address, but this person normally runs up large mobile phone bills and credit card bills. I have even had bailiffs turn up looking for him for non-payment of council tax (he gave my address as his forwarding address)! It's a good thing this cretins name does not match either me or my h2b!!!!
I tried the police but they said it was not a crime as the person was not using either my or h2b's name. I pointed out that it was my address but they still didn't want to know. I rang the banks and phone companies but they would not discuss anything with me as I was not the named person due to data protection etc.
Things quietened down for a while but recently the letters have started coming again so I now just send all letters back to sender unopened stating on the front that the person is unknown to my address and please stop sending letters.
I know this person is not listed at my address for electoral purposes so I assume they are using fraudulent id to open accounts - is this not a crime????