I took out wedding insurance in September with a company and they took my 'one off payment' out of my bank.. SINCE THEN.. I've had 3 letters and heaps of phonecalls(which have cost me a bomb) as they tell me I am not covered as I have not paid. Last week I finally got a refund into my account.. and now I am looking for a new insurance company as I cant be doing with the hassle they have caused me.
I'm getting married in a Zoo so I need certain cover.. any ideas anyone? xx
CommentAuthorsuzky123
go with a reputable firm. There are lots out there that promise you are covered and are a lot cheaper than reputable ones but you will find that nothing you have already paid for i.e. ALL deposits and further monies owed to companies you have paid a deposit for are not covered. We nearly got stumped because we almost did the same and I phoned david to check and he asked them to go through terms and conditions fully and there was a lot not mentioned on their site... we basically were hardly covered for anything in the wedding as we had already paid deposits on the big things. Therefore, we phoned D'hams and got brilliant cover. More expensive but covers all deposits already paid before the insurance is taken out x Good luck.
cant wait to be Mrs Evans less than 3 weeks woooo
start weight 10st 1.5 lbs
weight now 8st 4.5 lbs
total loss to date: 24.5 lbs now need to maintain!
CommentAuthorNicsquared
I have just had a major panic - i went with a well known insurance company and didnt even think about that - i booked my insurance the same day i paid my insurance so i dont think im covered. I remember though that when i tried to book the insurance before i booked the company were a bit funny and said not to til after - luckily i paid on my credit card so should be covered through that Might see how much debs are for piece of mind!
There are so many people out there who will tell you
what you can't do.
What you have to do is turn around and say, "watch me"!!
CommentAuthorMrs Hinch2B
We got ours from John Lewis, i think we paid a £83 one off payment and that give us £20,000 of cover x
Bridezilla.... Me?? I have no idea what your talking about!!
We met 30/01/2005 (H2B's Bday)
Got Engaged 23/07/2010 (My Bday)
Getting Married 08/06/2012 (can't wait to be Mrs Hinch)
CommentAuthorElliekitty
We got our wedding insurance from E&L, was very cheap and covered everything and more than we wanted. Was recommended in one of the bridal magazines
We went with E&L. We found they were the best price for the best cover x
Now Mrs Cobb!!!!!! :-D
CommentAuthorNicsquared
Thats who i am with (e&l) - but anything you booked before you take out the insurance isnt covered!
There are so many people out there who will tell you
what you can't do.
What you have to do is turn around and say, "watch me"!!
CommentAuthorJillybean
Omg wedding insurance!? I didn't even know that existed!!! How much is it generally and does it cover everything! God i;m learning something new every day on here! lol x
Got together 18th December 2008
Engaged 19th November 2011
Getting married 20th June 2014
Venue is Manchester Utd Football Ground!!!
CommentAuthorCharlyzard
Jillybean.. Wedding insurance costs depend on how much you need covered.. I think its a definate must for a wedding.. purely because you spend so much on it! Look at it this way.. my car is worth £1200.. and I have insurance for that. It's just so nessessary for an expensive thing..Just incase something awful would happen. xx
CommentAuthorJillybean
Wow! Im genuinley shocked! I thought it was a case if something goes wrong thats it it goes wrong. Its nice to hear that you can get some insurance cover and a bit of a relief! How is the insurance paid for? Monthly until the wedding or in one lump sum? And when is generally the best time to get it? Thanks Charlyzard! xXx
Got together 18th December 2008
Engaged 19th November 2011
Getting married 20th June 2014
Venue is Manchester Utd Football Ground!!!
CommentAuthorSkamer
We are with e&l, we made a one off payment of about £30. As Nicsquared sayed anything booked before yuou take out the insurance is not covered so take it out before you book anything x
CommentAuthorJillybean
Oo so before we sign the contract for the venue!? Coz we're due to pay the deposit and sign as soon as the co-ordinator is back of her hols! x
Got together 18th December 2008
Engaged 19th November 2011
Getting married 20th June 2014
Venue is Manchester Utd Football Ground!!!
CommentAuthorCharlyzard
you can get the insurance anywhere between 2years and 14weeks before. Tends to be a one off payment. :)
CommentAuthortillyturtle
ive looked for insurance but when readin the terms if we booked things before the insurance then there nto insured and ultimatly everything is only insured up until the moment we say i do, so our evening reception isnt covered, personally i think its a waste or money but then i dont know what im exactly looking for?
CommentAuthormrs m
I don't have insurance and hadn't even thought of it tbh. Maybe I will speak to h2b later and see what he thinks, what sort of things does it cover? sorry being really thick now.
Happily in love and can't wait to be married! xx
CommentAuthorbridalmiss
edited
Our insurance was a one off payment of £40 but we're covered if any of the suppliers go bust and can't provide the contracted services etc, if your venue is damaged and can't host your wedding etc - as we were booking things a year in advance it definitely gives us peace of mind! At least is lets us know that if any of the suppliers can't deliver, then we can get a full refund of all monies paid up until that point as long as we had insurance in place when we paid any deposits etc.
However it doesn't cover you if say one of us jilts the other at the altar (but does provide free counselling!) or if we break up before the wedding and decide to cancel. As it was only £40 we decided to have it because since the recession a lot of businesses have been folding, and as we are using various suppliers as ours isn't an all-in co-ordinated venue, we were at risk if say the caterers folded. I think some venues won't confirm your booking unless you have valid insurance in place either.
CommentAuthorJillybean
doesnt seem to be a big chunk for piece of mind on suppliers. Hmmm think i;ll look into it! thanks ladies :-) xXx
Got together 18th December 2008
Engaged 19th November 2011
Getting married 20th June 2014
Venue is Manchester Utd Football Ground!!!
CommentAuthorFutureMrsWilson
The main reason we need insurance is because H2B is in the navy and need to be covered as he could get sent to afgan at any time, however i cant find anyone that covers that sort of thing.. anyone have any ideas? xxx
CommentAuthorJillybean
edited
i found a couple of links on tinterweb...dunno if they'll help!?
LINKS HAVE BEEN REMOVED ... PLEASE READ THE RULE THREAD
Good look FutureMrsWilson! x
Got together 18th December 2008
Engaged 19th November 2011
Getting married 20th June 2014
Venue is Manchester Utd Football Ground!!!
CommentAuthorBobsi
bumping x
Got together June 11th 2006
Getting married June 11th 2014
8 years to the day and I'll be Mrs T.
