UKbride Member Request 17 Nov 2018

Please could anyone share some advice about wedding insurance? My partner...

Please could anyone share some advice about wedding insurance? My partner and I are planning our wedding for August 2018. Unfortunately his mum has recebtly been diagnosed with stage 4 breast cancer and I'm looking for wedding insurance that would cover if we have to cancel or rearrange due to her illness. She doesn't want us to rearrange the date and her prognosis is around 2 years so we're desperately hoping everything will be ok! But as it's a pre-existing condition I'm finding that insurers don't cover for if we had to cancel due to her illness. Has anyone been in a similar situation and found an insurer who covers pre-existing conditions? Thanks in advance for help!

UKbride Administrator
UKbride Administrator 17 Nov 2018

I'll check my policy as I'm the same with my dad. I get married in March and praying he makes it. He's got terminal lung cancer. Xx

Sophie Nosworthy
Sophie Nosworthy 17 Nov 2018

I've got mine through debenhams, but it doesn't cover terminal diagnosis and only covers if continuing with the wedding would be inappropriate.

UKbride Administrator
UKbride Administrator 17 Nov 2018

I am not sure if anyone insures pre-existing conditions because it raises the risk that they will need to pay out by so much. Keep looking though- I wish you lots of luck and I really hope that she is able to make the wedding

Andrea Allison
Andrea Allison 17 Nov 2018

I don't think any cover pre existing conditions. Ours is with John Lewis and know it covers if either of us passes and we have to cancel 😪

Kirsty Neilan
Kirsty Neilan 17 Nov 2018

You would more than likely need a specialist insurance policy and best speaking to an insurance broker. Most companies won't cover pre existing illness. If you do find one then you'll probably pay a very high premium.
I lost my mum in March so really do feel your pain. I hope she will be at your wedding.
Your mother in law has already said not to rearrange so on her wishes I would aim to have the wedding as scheduled with her being involved in the planning (even if she's only able to see photos of colours n dresses etc) I'm sure she would want the day to go ahead.
Much love to u, your partner and mother in law x

UKbride Administrator
UKbride Administrator 17 Nov 2018

It would only cover it if it was diagnosed after you had taken out the policy and if it was you or your partner with the diagnosis

Sarah Pollard
Sarah Pollard 18 Nov 2018

Google good to go travel insurance at least for your honeymoon as I discovered they would do my other half's diabetes when others wouldn't .....
Ring them & see if they can signpost you for your wedding insurance ....I found them very helpful on the phone ,
Lots of love to you both ,
Love Sarah xx

Meghan McCrimmon
Meghan McCrimmon 18 Nov 2018


UKbride Administrator
UKbride Administrator 19 Nov 2018

From the other end of the spectrum: my father passed away in May. It was only supposed to be a routine surgery, so we didn’t have the time to register it. At the time, I turned around to my fiancé and said I didn’t really want to go ahead with the big wedding anymore because he was gone and couldn’t walk me down the aisle. I wanted to run away and elope, just my husband-to-me and I. 6 months later, and after my Mum convinced me to keep the April wedding date with the farm venue I’d booked, I’m glad I did. It hurts and obviously if your mother-in-law did pass very close to your wedding it wouldn’t be appropriate. But she would want it to go ahead as planned. I’m a strong believer that nobody truly leaves you when they pass..

UKbride Administrator
UKbride Administrator 20 Nov 2018

Would love to win the wedding of a life time x


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