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UKbride Member Request 28 Aug 2017

Having a huge panic. We've just asked our DJ for their liability insurance...

Having a huge panic. We've just asked our DJ for their liability insurance to find out they don't have any as they use the venues one normally but our venue won't cover them. Our wedding is in 5 weeks time. Has anyone else had this problem and what did you do?

12 Comments
UKbride Administrator
UKbride Administrator 28 Aug 2017

I didn't, but honestly, find another DJ. Your venue may not allow them in without the insurance, better to replace them now, than be without on the day.

UKbride Administrator
UKbride Administrator 28 Aug 2017

Every vendor you hire in should have PLI - often it can come part-and-parcel with their insurance. At the end of the day it should be your DJ's responsibility to have that sorted (often DJ's/Bands will advertise that they have their own PLI).

Does it state anything in your contract with them about them having PLI?
It's worth checking your agreement and cancellation terms - if he's not able/willing to get PLI in time for your wedding (as your venue has requested) then you may need to find someone else. Obviously in terms of cancellation and refund that should all be set out in your contract. If there's nothing in your contract about PLI or Cancellation, then you should be entitled to a full refund if you want to go down that route (he won't have a leg to stand on if those terms aren't outlined in your contract). Could even take to small claims court if refused.

At the end of the day, it won't cost him much at all to get PLI (whether included in his Insurance or not) and would be way more beneficial for him to get that than to lose your gig!

If you need any help just drop me a line :)

UKbride Administrator
UKbride Administrator 28 Aug 2017

Will the venue allow him on premises without it ? ......
I'd tell him you will be searching for a new DJ

UKbride Administrator
UKbride Administrator 28 Aug 2017

They can get PL insurance for about £13 for the year. It's not expensive so speak to them and if you'd rather stick with them I'd ask them to get it and if needs be, pay for it for them. You can get temporary licences but for £13 a year it's not worth a temporary one. We had a similar scenario but turned out our guy had it with his equipment insurance. X

UKbride Administrator
UKbride Administrator 28 Aug 2017

My partners a dj and he says fuck them of because if they don't have it they aren't a proper dj. He only pays £30 a year and that covers 10 million x

UKbride Administrator
UKbride Administrator 29 Aug 2017

We had to get it for our band easily done online and not expensive

UKbride Administrator
UKbride Administrator 29 Aug 2017

Total rubbish, the dj is spinning you a story, they need their own public liability and as many venues insist on seeing it I would guess he is inexperienced and hasn't done many weddings

UKbride Administrator
UKbride Administrator 29 Aug 2017

I would suggest you find another DJ or insist He/she gets it in place. It's not expensive and I can't believe only plays at one venue. 

Emma Shuker
Emma Shuker 29 Aug 2017

I would start looking for a new dj now just incase your venue doesn't allow them in. I'm sure you will think of something. Just try not to worry too much. It will all work out xx

Sarah Pollard
Sarah Pollard 30 Aug 2017

Oh boy , I didn't know that I had to ask this question ?!! ..... & it's my wedding this sat ,...... So many things to think of !! 😂😂😂

UKbride Administrator
UKbride Administrator 30 Aug 2017

Every private venue that offers their building for public hire should automatically hold PLI for their own protection, if not they risk being sued for compensation for any injuries incurred due to any reason whilst on/ in their property!!

UKbride Administrator
UKbride Administrator 31 Aug 2017

My singer (young very talented lad that performs on the side) insurance had ran out, I panicked but he got some new insurance we paid him 500 quid for the day for a
Uni student ain't bad going, I also fed and water him and his mum all day. He made our day so glad he was there!

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