Hi all, my H2B and I were talking last night about wedding insurance, are people getting this? is it worth it? I am just thinking its an extra cost.... advice would be great!
CommentAuthorOfficially Mrs M
we didn't get it and we booked 15 months before the date. We just booked the venue and church we left everything else to a bit later and if we did book we only paid the minimum deposit so if anything did happen we didn't lose a lot just the deposit.
personally i'm a bit against wedding insurance i think its just a scheme but then again its whether your a risk taker or not
8th September 2012 I married my best friend
1st September 2014 our little family grew by one
Women are made to be loved, not understood. - Oscar Wilde
CommentAuthormillz090
It was the first thing i brought and glad of it for peace of mind.... our chair company did a runner so claimed on that and its nice to know its there incase anything happens. I know 2 friends whoc wedding dress shops have gone bump so definintly glad i brought it now. Do you research as loads of companies out there and read the small print but mine cost one off payment of £35 so not bad.
Finally marrying the love of my life !!
10th August 2013 - 9 years to the day we met !
CommentAuthorvodkachick
i have taken out insurance and mine was also around the £35 mark and it also covers the stuff i have already paid out for....a small amount for peace of mind i think ....knowing that everything is covered just incase something does happen
CommentAuthorNatalie86
I will be getting, just because im a worryer so will feel better if its there xx
Yes! Ours cost £37 and I would rather pay that and be safe than have something happen where I could lose hundereds or thousands of pounds! xxx
Got together 14.02.2008
Got engaged 31.12.2010
Will become a Mrs on 30.08.2014 xxxxxx
CommentAuthorMrsC
Good post, its something I have really debated too. I think for less that £40 one off payment its probably worth it just for peace of mind. But I would say it probably depends on what kind of wedding you are having too and which suppliers are involved. I mean if your having a function room with Aunt Marge making the cake, Bill from the bowls club sorting chairs etc out and the three ladies from the school lunch hall doing a buffet then its probably not worth it.
Proud to be a Wife and Mum
Married 4th May 2013
CommentAuthorPenguinJ
I think its worth it. I will be getting mine next week. You pay about £35 to be covered upto about £7000. I would if I was you.
So lucky to be marrying my soulmate on 18/07/20
CommentAuthorRuthW61
i have seen one for about £57 with John Lewis... let me know where you are looking as i have got no clue!
i think it might be worth having it as like you say if people dont turn up of companies go bust!
CommentAuthorvodkachick
mine with dreamsaver but debenhams is quite good cover too x
CommentAuthorcl_hampton
edited
I got wedding insurance and was directed to the Which? magazine website by a friend as they do a comparison on different policies....
**link removed 14.22 wed 28 Nov** Please see my wall
CommentAuthormillz090
No you shouldnt be posting the links or companies names.... a Mod will be along to delete these so please post them on your walls xxx
Finally marrying the love of my life !!
10th August 2013 - 9 years to the day we met !
CommentAuthorcl_hampton
thank you millz - i have posted the link on my profile wall (first time i have done this so hopefully people can find it if they need to)
CommentAuthorVelcro
we're getting it, just for peace of mind more than anything, in the total cost of things, from what ive researched, its not all that much money
though really, the only think we're gunna need it for is the venue anyway, doing evertyhing else on the cheap and theres no way the MOSI in manchester is ever likely to go bust or do a runner hahah
It'll save me some sleepless nightes being paranoid for no reason though!
Wibbly wobbly, timey wimey
*Kelbel* is my wedding twinny!
CommentAuthorJennyY
I would most definitely get it, I paid £27 for mine and its covered everything, so when my wedding dress shop went into liquidation taking my £600 deposit with them I was covered for it, there is a lady on here who paid the same shop £1000 cash and had no insurance so had no way of getting it back, so for around £30 I would most definitely get it so you are covered. You would like to hope that nothing is going to happen but you never know.
CommentAuthorPenguinJ
The shopping place with a D!!! great wedding services!
So lucky to be marrying my soulmate on 18/07/20
CommentAuthorlizzylou
We haven't! Hope it doesn't bite us in the bum! We've at least put everthing on the credit card so should get some cover there! x
Lizzy. x
CommentAuthorJillianL47
It was one of the first things we bought. To be honest, we always thought it was something everyone got, so we got it too.
CommentAuthorStinky87
I was a bit against it to begin with but having had some interesting conversations with people for £37 it was totally worth it as i looked at everything i had paid out so far and it was already getting to the 3k mark and its alot to lose if someone falls though. I would chekc what they cover and exclude tho, i made sure i got one that covered deposits already paid.
CommentAuthorTori
I would definitely get it, the cost of it is small compared to the peace of mind it gives you and if you have to make even a small claim you will have more than your money back (although none of us do want to claim).
CommentAuthorShazk
I will be getting it like otehr for peace of mind as I will be worried and I dont really have the best of luck so if anything going to happen it will to me lol xxx
its like phone insurance isnt it its one of them if you get it likely hood is you wont need it but the 1 time you dont get insurance you break ur phone!!!
Away with the flutterbys xxx
CommentAuthorButtonAndBoo
I have been wondering wheather to get this or not myself.
X
CommentAuthorvodkachick
it would be well worth it ButtonAndBoo...just for yor own peace of mind if nothing else.....i wasnt sure at first but reading wot all the other brides to be had put on here i decided to go for it....at least you will know everything covered if something was to go wrong x
CommentAuthorRuthW61
i think we are defo going to go for it! we will look around this weekend and book something up!
CommentAuthorMrs van der Lee
we weren't gonna bother but then we booked a 4 grand honeymoon so now we're considering it!!
Sam & Adele
Mr and Mrs van der Lee
10-08-2013
CommentAuthorTatty
We got it and it was £50 to cover up to £7000 so well worth it. x
Love: A wildly misunderstood, although highly desirable,
malfunction of the heart.
37 Pounds down, 22 pounds to go! I will be a skinny bride!
28th March 2014 will be the day I marry my best friend.
CommentAuthorCoconut
We've got it with john l***s and it covers us for a lot including redundancy! Is def worth it! Xx
CommentAuthorNatalie86
I'm getting ours from debs, £59 but we are having an overseas wedding so cost is higher for us xx
CommentAuthormillz090
Its good for peace of mind.... However don't know if it covers honeymoon? Wouldn't that be covered on travel insurance.... Maybe it depends on the policy xxx
Finally marrying the love of my life !!
10th August 2013 - 9 years to the day we met !
CommentAuthorNatalie86
You can get them to cover the honeymoon but like you say travel insurance would cover that anyway xx
CommentAuthor*KelBel*
I had been debating this,h2b thinks not, but after reading these, I defo think we should,gonna have another talk x
Velcro...my wedding day twinny! The Two Kel's!
Got engaged 14/10/12 in Central Park NYC!
Became Mrs Macdonald 13th September 2014
Mummy to 4 girlies and baby blue boy Due 10/05/2016
CommentAuthorKat
I meant to get some but I kept forgetting and doing other jobs instead so in the end didn't have any. If I was to get married again (no plans to yet...) I would def remember to take some out. A wedding is a lot of money to risk really imo
CommentAuthorxbeckix88
Ive just purchased ours from a well known department store beginning with D. Was only £39, which is a small price to pay if something did go wrong x
CommentAuthorKayleigh
It's defo worth it, even for the peace of mind :-) xx
CommentAuthormillz090
Mine was £39 too which i thought was hardly anything for peace of mind and i have claimed on mine already.... chair cover company gone bust and i paid deposits and all covered. I think in our current economic climate companies are disaapering so worth the peace of mind, especially as only recently a few wedding dress shops have gone and shops may not have the money to pay out?!
Finally marrying the love of my life !!
10th August 2013 - 9 years to the day we met !
CommentAuthorSarah1865red
After booking the venue and registrar the insurance is the next thing on our list!! Must admit it is not half as interesting as choosing the venue!!
Sarah x
CommentAuthor*KelBel*
I think I'm gonna take this out next week.... It's only gonna be about £21 for ours,so worth it!x
Velcro...my wedding day twinny! The Two Kel's!
Got engaged 14/10/12 in Central Park NYC!
Became Mrs Macdonald 13th September 2014
Mummy to 4 girlies and baby blue boy Due 10/05/2016
CommentAuthorPrincess2be
I havn't but am thinkin i might now x
CommentAuthorMrs Richardson 2B x
We're getting it only because my h2b is a terrible worrier and will drive himself insane thinking that everythings gonna go wrong. I do think it is a very good idea as you never know what could happen xx
Found my soulmate & bestfriend 23/08/2011
Got engaged 23/08/2012
And I become Mrs Richardson 11/10/2017
CRAZY EXCITED!!!!!xx
CommentAuthorMrs C to be!
We bought it as soon as we booked our venue and paid deposit. For a small sum it's worth the piece of mind, plus I know of people who have been caught out when their venue has gone bankrupt, and dress shops have gone under. My money doesn't grow on trees so I wanted to protect it. :-)
CommentAuthorSianyCaitlin
I hadn't even thought of wedding insurance until I read this! Thanks ladies, it's something I shall def be getting now xx
Got together 06/07/2009
Got engaged 16/07/2012
I marry my best friend 08/06/2014
Can't wait to be Mrs Sharp x
CommentAuthorLittle Kettle
BUMP - there are also other live threads on wedding insurance, so please use the search function to check them out too! Thanks!
Vegas baby!
Moderator
CommentAuthorNearlyMrsS
I bought wedding insurance as soon as we put the deposit down on the venue. Peace of mind basically! It wasn't much and I got it through one of those sites that's gives you cash back xxx
Can't wait to be a Mrs to my Mr xxx
CommentAuthorTori
It's worth every penny for the peace of mind it gives. It will be the only thing you buy for your wedding that actually hope you don't get to use :-)
CommentAuthorElinor Claire
I never thought about it but it might not be a bad idea. We're planning on visiting some wedding fayres, so we can have a look.
30th August 2014 was the best birthday ever.
It was the day that I became Mrs. Dixon.
CommentAuthorJEm1905
We didnt bother for out last wedding but as this one is going to be more Lavish we are considering it :)
Got together - 19th May 2009
Our Civil Partnership - 19th May 2012
Waiting to re-Marry my Princess Legally
<< My Gorgeous Little bubba Lola <3
CommentAuthorLittle Kettle
BUMP
Vegas baby!
Moderator
CommentAuthorMrsMoran
ooh sorry, didn't see this thread already started before starting another thread!
Want to take out wedding insurance too really, just not sure which is the best one to go with? Have looked on comparison sites and stuff and was gonna consider e&l but there's been lots of bad reviews about them, is there one that any of you can recommend? xxx
CommentAuthorLinzi-jo
Popped the lnk on your wall to the wedding company I went with MrsMoran2b. This one covers deposits that have already been payed (alot of others don't!) xxx
Got together 14.02.2008
Got engaged 31.12.2010
Will become a Mrs on 30.08.2014 xxxxxx
CommentAuthorVelcro
i got this the other day, made sure all deposits were covered and that i was still insured on things i had booked prior to taking it out before buying it. I can sleep easy now haha
Wibbly wobbly, timey wimey
*Kelbel* is my wedding twinny!