Wedding Forum - Wedding Insurance...

We used E&L as they covered military weddings. Didn't need to claim so no idea how good they are!

I decided to take it out. I used E&L too. Only cost me about £19 to cover my wedding budget - figured that was a small price to pay compared with how much I'm spending on the wedding....

I used E & L too, my oher half is a insurance broker and said they are best for wedding insurance x

ooops nvm, I found it (thats what I get for being impatient)

I would recommend getting wedding insurance just in case. If you use money supermarket or a comparison site of some form then you can usually get a really good deal on it.

I think the average is about £50 - £60

You don't need to have it but is better to be safe than sorry just in case something does happen that is beyond your control

Best of luck :) xxx

i used e & l, i defo would get it, a hotel burnt down beside me the other day and i had a meeting with my florist a few days later, she was the recommended florist for the hotel that burnt down, and she said loadds of brides would loose out because they didnt have wedding insurance.

Just checked E&L for a quote and they are cheapest so I would use them! :) x

i was looking on google at the reviews for E&L as i was going to use them as everyone has said about how cheap they are but but was amazed at all the negative reviews. I dont think i read a positive one!! Be careful ladies before you buy it and to those that already have in case something goes wrong xx

i have become addicted to reviews after i got caught up in the gold trail collapse by booking a holiday with a company on the internet and them not telling me that it was not a package holiday. xx

If i get wedding insurance now would it still cover me for all deposits that i have already paid for????

total cover !

We havent got it yet but were are going to go with E AND L too.
Think i was qouted £33

Gemzy - When I read the details on E&L it said it covers stuff you've already paid for as long as you have the receipts for up to 2 years before (or something like that), I can only assume other places would be the same as well

my cover all sorted and 25% off for booking online

SOME VERY GOOD REASONS TO GET IT............

When it comes to your wedding, we all have images of the perfect day. We have that dream and want to do everything possible to ensure it comes to fruition, down to the very last detail. The style, scale and budget are all unique for each bride and groom and the events of the day can let the personality of each couple shine through.

Whether your wedding is

· taking place in another country or a few miles from home;

· a small intimate gathering or a full reception with hundreds of guests;

· being planned by a professional or every detail is being managed yourself,

one thing is certain: there a few days in our lives that require such planning and investment of both time, effort and hard-earnt pounds. This significant concentration of so many things coming together on a single day is both what makes it so special, and also what makes it so prone to risk.

Now, risk is all around us, and there is nothing that can fully eliminate it. There is no sense worrying too much or completely avoiding doing things that might expose us to some risk. However there are many tools we can use to lower the level of impact to us should something go awry.

Think of wearing a seatbelt during driving, and insuring your vehicle. Both provide additional protection to you in the event of an accident.

In the context of a wedding, think about the financial risk of the total investment to all of the vendors that will play a part in your wedding. And of course think about the specifics that will make your wedding unique:

· Will your wedding take place at a hotel, a museum, a private home, a mansion?

· Are key members of the wedding or immediate family traveling some distance to get to the wedding?

· Will alcohol be served?

· Will each and every vendor (photographer, caterer, florist, limo, officiant, etc.) show up and perform as expected?

The list of questions can go on and on, so each couple should spend a few minutes thinking about these things, even in the midst of all of the other planning. Bringing these issues to the forefront, preparing beforehand and taking some precautions can make your dream day that much more enjoyable!

What things can we do to minimize some of this risk?

· Research and use reputable vendors. Check references.

· Read all contracts and agreements. Ensure that you fully understand all of the terms and conditions before signing.

· Document all payments made, to whom, and when; keep records of each. Research and consider using a credit card when possible if it can provide more protection than using cash or checks.

· Verify if it is common practice for that type of vendor to carry their own insurance and if so, ensure that they provide proof.

· Maintain a current total wedding budget from the time of your first deposit up until final payments. Evaluate the total amount that might be at risk should something unexpected force the cancelation or postponement of your big day.

· Consider what protection wedding insurance could provide, what types of cover are right for you and where you can obtain it. Look for cover from established companies who specialize in wedding insurance.

These are just a few tips, but the most important thing is to approach each issue with both your heart and your head. The dream of your special day can be driven by your heart, but make certain that you also protect it while using your head!

Your day. Your dream. Protect it.

No links on the forum please hunni if anyone wants to know where you got it from then please leave the link on their or your wall
thanks
MODS

no worries :-)

i also went with e & l and i think it was only £25 and that covers everything you could possibly need for a standard wedding, its only a small amount of money, and covers you incase the shop where your wedding dress is ordered goes bust, your reception venue camcels, or even if someone has an accident at the wedding, i would definatley advise getting it, a couple of friends of mine didnt get wedding insurance for their weddings last year, and one of them lost the deposit they'd paid for their reception as they'd closed down, and the wedding dress shop where my other friend had her dress and bridesmaid dresses from went bankrupt and lost over £2000, its just there for your peace of mind, just in case. :-) x

I really must get some insurance sorted out! we've paid a couple of deposits now so will get on it tomorrow xx

bump

I've read all your comments but am confused is E & L a safe company to get wedding insurance? x

amy_bee...how does cashback thing work? xx

MrsBarkertobe ~ thanks for that so who would you recommened to be the safest? x

I havent got insurance yet! eeekkk. I was told to go with E&L but I was just reading reviews and they sound pretty awful to be honest. I don't think I could go with them just because they are cheap.. I think I'll go with Debenhams or John Lewis, they arent badly priced, covers everything! x

haha wedding insurance is pretty important so I think he'd let you off breaking it lol.. I've just been quoted 68 quid by John Lewis, quite a bit more than E&L but checked reviews and John Lewis have far better reviews in regards to pay outs!