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  1.  
    • Elinor Claire
      CommentAuthorElinor Claire
      Got married 6 years ago
      Posted: Jul 14th 2014
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    We're going on a cruise for our honeymoon, and I'm wondering what to do about spending money on shore, as we'll be visiting Turkey, Rhodes, Cyprus and Israel. Do we need to have in advance currencies from all of those countries? I can imagine there would be a facility on the ship to change money but they might charge quite a lot for that. Neither of us have credit cards, although I think H2B can sometimes use his debit card to draw out cash. Presumably there's a charge there too. Is there a better way? I don't want to find myself restricted to only places that take debit cards.

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  2.  
    • WelshBrideBethan2015
      CommentAuthorWelshBrideBethan2015
      Got married 6 years ago
      Posted: Jul 14th 2014
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    Unless you are taking actual foreign cash you will be charged for withdrawing money from any card . You could look into travel cards which can be used to pay for things and withdraw cash (fee applies) but these cards maybe only available for certain currencies such as euro so again that may restrict you . The only benefit really from getting cash and stuff before is you can shop around for best exchange rates where as on the ship it's whatever is there . :)

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  3.  
    • Velcro
      CommentAuthorVelcro
      Got married 6 years ago
      Posted: Jul 14th 2014
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    id ask at the post office, i know you can get a credit card type one, theres also one you can pre-load too. one of those is restricted to euro only, so that wont help for the likes of turkey. they gave me some info about them both, but ive forgotten now, i just know that one of them i cant use because im going turkey

    Absolutely no idea about the charges you may or may not incur by using your own debit card though....

    you can also change your money actually in the country itself though, my friend did that, exchange rate is good

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  4.  
    • barbie86
      CommentAuthorbarbie86
      Got married 6 years ago
      Posted: Jul 14th 2014
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    With the exception of Israel, they all take Euros: it's the official currency of both Greece and Cyprus and they are widely accepted in Turkey. So, I would probably try to work out roughly how much you are likely to spend at each stop, and then budget accordingly. Most places also do a buy-back guarantee for around £3 so if you do end up with leftover currency you can just change it back without losing out (we do this on bigger trips).

    I would then bring extra in sterling as a safety net, plus I always bring a credit card with a good limit for emergencies. If you travel with sterling and change at each destination you'll be wasting valuable time IMO, likewise if you have to hunt for an ATM. That and I'd imagine that the rates close to where you dock might not be that great as they have a captive market and so don't need to be particularly competitive.

    It might be worth going on a couple of travel/cruise forums too to get some advice :-)
  5.  
    • kittyh
      CommentAuthorkittyh
      Got married 6 years ago
      Posted: Jul 14th 2014
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    I know you say you don't have a credit card so maybe thats cos you don't want one but my h2b got a really good one from [email protected] 0ne and we don't get charged whenever we use it abroad...its been brilliant for us while we have been travelling! we have used it all over the world :)

    Been on a few cruises and if you don't go the credit card route I would agree with the others - take roughly what you think you will use in euros and then some cash in £'s, i don't remember it costing that much to change money up on the ship although if you are planning to do that I would call and check to see which currencies they stock because some don't even hold all the currencies of the ports they visit. Maybe make a note of the exchange rates before you go so you will know if you are getting ripped off or not - i use a website called XE (dotcom) :)
  6.  
    • VictoriaL46
      CommentAuthorVictoriaL46
      Got married 5 years ago
      Posted: Jul 14th 2014
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    Martin Lewis recently discussed this regarding getting the best deals for currencies on Lorraine. See if you can find it or go on his page. There was a card you could get with a very low fee I think

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  7.  
    • MrsCross2be
      CommentAuthorMrsCross2be
      Got married 6 years ago
      Posted: Jul 14th 2014
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    We have a Hal1fax one which is the one that Martin recommended. We got it specifically to use abroad in case of emergencies and to build up our credit score. I was concerned at first about having one as I have always just had debit but now im used to it, it is fine.
  8.  
    • JennK
      CommentAuthorJennK
      Got married 5 years ago
      Posted: Jul 15th 2014
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    I can't imagine going abroad without a credit card for emergencies if I'm honest. Is it something you could look into?

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  9.  
    • Elinor Claire
      CommentAuthorElinor Claire
      Got married 6 years ago
      Posted: Jul 15th 2014
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    I can't get a credit card as I'm in an IVA. H2B could look into it but I suspect he would prefer not to.

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    30th August 2014 was the best birthday ever.
    It was the day that I became Mrs. Dixon.

 
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