What is it? What does it cover? Where can I get it? How much does it cost?
I have sooooooo many questions and no one too help me with it; I just have no clue
He stole my heart -O2/O7/2O11
He made my dreams come true -24/12/2O13
I steal his last name -TBC
CommentAuthorFlossie
Ask away! xx
Happily married
18th June 2016
xx
CommentAuthorFutureMrs-B
I don't understand anything about it but I've been told "get it" and just left dazed as to why etc?
He stole my heart -O2/O7/2O11
He made my dreams come true -24/12/2O13
I steal his last name -TBC
CommentAuthorSarah D
Yes ask away!
In answer to your first questions -
Its a policy to protect you from things like cancellation from a supplier etc, many places offer wedding insurance mine is from Dr3@ms@v3r and it was about £40 xx
Became Mrs Duthie 7th October 2016
CommentAuthorFlossie
edited
Oh I never saw the category haha, wondered what you were asking about!!
I would say get it purely because you never know if you might need it. Anything could happen - imagine your venue burnt down a few weeks before your wedding for example. For a one off cost I think it's a no brainer to get it just to be on the safe side. The cost will depend on which level of insurance you take out - i.e. how expensive your wedding is. It will cover almost everything from your venue deposit, rings, outfits, wedding gifts, suppliers....
I got mine from D3bs, think I paid £36 and got a £10 gift card as well plus £10 cash back through t0pc@shb@ck.
Most policies will cover any deposits paid up to 2 years before your wedding date so I would hold off before getting it and try and hold off on making too many payments for now xx
You can't get it until it's two year prior to the date of your wedding so you may as well hold of looking for a little while or have a quick look so you know what to expect
CommentAuthorFutureMrs-B
And it's just ONE payment?? Not monthly or anything?
He stole my heart -O2/O7/2O11
He made my dreams come true -24/12/2O13
I steal his last name -TBC
CommentAuthorBecci93
Yeah just a one off payment :) I really must sort mine!
CommentAuthorFlossie
That's right, just a one off payment xx
Happily married
18th June 2016
xx
CommentAuthorFutureMrs-B
Thanks so much girls I thought it was like £40+ a month or something!! I can breathe now lol! We haven't secured our date yet because I was stressing about this! I can finish off getting the deposit together and get sorted now! Thanks for your help
He stole my heart -O2/O7/2O11
He made my dreams come true -24/12/2O13
I steal his last name -TBC
CommentAuthorBecci93
No nothin like that :) even for 40k weddings I think it's only just over £100 in total .. Money well spent to cover the unexpected x
CommentAuthorFlossie
Not a problem at all, good luck with securing your date/venue! xx
Happily married
18th June 2016
xx
CommentAuthorFutureMrs-B
edited
Thank you so much you have nooooo idea how much youve all de-stressed me lol!
He stole my heart -O2/O7/2O11
He made my dreams come true -24/12/2O13
I steal his last name -TBC
CommentAuthorEmily17
Mrs B - D3b3nh@ms will also cover deposits paid before 2 years but you can only take out the policy at the 2 year stage
I think for the cost it is well worth it
Met in 2009
He proposed Jan 2014
Will become Mrs P 7th October 2017
CommentAuthorBecci93
Right I'm not putting this off any longer!! Laptop is coming out and I'm doing the unthinkable and just buying it! Oh wouldn't be any use anyway so may as well bite the bullet!
CommentAuthorFutureMrs-B
edited
Thank you emilyv17 that's very helpful and I agree becci93 I've just texted mine and told him he best get his finger out with helping with the deposit cus I wanna get it all done now lol
He stole my heart -O2/O7/2O11
He made my dreams come true -24/12/2O13
I steal his last name -TBC
CommentAuthorEmily17
I was putting off paying my deposits until I checked. I'm not sure if any others do so you may want to have a call around and ask.
Met in 2009
He proposed Jan 2014
Will become Mrs P 7th October 2017
CommentAuthorBecci93
My oh just wants me to have exactly what I want and therefore just wants to leave me to it but it's not just my day and I want him to have what he wants too which is a bit frustrating!
So far he's been to all the venues and made a choice with them. The church I loved is a country church near my step grandmas house where my step dad used to live and he didn't comment at all on that so whether that's because he never knew about it and loves it too I don't know or whether it's just because that's where I said would be amazing from day one.
Then bridesmaid dresses we've had three appointments and he didn't come to any because he thought my dress would be about and I said no it won't but he still didn't come but asked to see photos of them all .. Then we all made a decision and showed him the one we liked and he was like yeah that's nice but then when we went to order them on Saturday all hell broke loose. We asked if there was any new ones just in case and the woman started picking out 5 or 6 and my gut feeling was oh god.
Oh had said he wanted cadburys purple dresses so we knew that.
But then we all preferred another dress to the original one so I tried ringing him and he didn't answer so I text him saying we need to speak and sent him photos of the new dress and the old dress and said we all like another which do you prefer and he still chose the first one but we all found the second more flattering so I hung up on him frustrated that he wasn't listening properly.
Anyway we also preferred the colour of the new dress to the purple too so I wantedto see how set on the colour scheme he was so i rang him back and asked him to pop to the store.
He then decided both dresses were nice he didn't mind which because all my girls said they were comfortable in both but then he was like well I said purple so I said I know you did and we can still get that one in purple in we choose the new one so we showed him the swatch and he was like no that's too purple .. So the lady showed him a purple dress in that colour and he stood there and was like NO. He hated it!! So now we've changed our dress and colour scheme so it's a good job I did force him to come and help and look!
CommentAuthorFutureMrs-B
I've brought everything for my centrepieces myself as I'm making them all myself and I've made my own invites etc etc so I'm mainly after cover for my venue menswear THEE dress and stuff like that I'm gonna just have too look into it and see what fits us best
He stole my heart -O2/O7/2O11
He made my dreams come true -24/12/2O13
I steal his last name -TBC
CommentAuthorBecci93
Wow; you're extremely organised!
CommentAuthorFutureMrs-B
I think obsessed is more the word lol! I want all the "little" things done and packed away so all we have too focus on are the big things basically as we need too get a house also! Haven't found an insurance that'll take on a wedding more than 2 years in advance though
He stole my heart -O2/O7/2O11
He made my dreams come true -24/12/2O13
I steal his last name -TBC
CommentAuthorBecci93
I did that when we finally decided our venue and booked all the big things and now there's a year to go I want to get excited and go crazy but there's nothing really let to do until closer to the wedding so I've been my own worst enemy really!
CommentAuthorFutureMrs-B
Aww bless you! Being organised has it's downfalls I guess lol
He stole my heart -O2/O7/2O11
He made my dreams come true -24/12/2O13
I steal his last name -TBC
CommentAuthorBecci93
Just remember to leave a few bits and pieces closer to the day so you can get excited lol
CommentAuthorFutureMrs-B
I will try m best lol! Thanks for the heads up the way things are going ill be lucky if I'm finished in time for our big day as our family's are useless
He stole my heart -O2/O7/2O11
He made my dreams come true -24/12/2O13
I steal his last name -TBC
CommentAuthorBecci93
I'm sure I'll feel like that a few months down the line .. I still have invites and table decs to sort which I've put off because I'm terrible at that and I think I'll just keep putting it off until I get to the point where it's crisis point but fmil is meant to be creative so I'll put her in charge of all that lol
CommentAuthorFutureMrs-B
At least you've got help so that's good! I'm the creative one over here lol! I'm just sick of being dictated too and not helped
He stole my heart -O2/O7/2O11
He made my dreams come true -24/12/2O13
I steal his last name -TBC
CommentAuthorBecci93
Just tell them to get lost .. It's yours and your other halves day after all! My mum was a nightmare we were going to have a long engagement but she had me trying wedding dresses on literally the Saturday after our engagement and the next thing I know our venue was booked .. God knows how that happened!
CommentAuthorMichelleC961
edited
Why is it the a wedding is meant to be the happiest day of your life yet somewhere in the planning there is always an argument! Lol -
CommentAuthorBecci93
Tell me about it haha. Our bridesmaid dresses caused the biggest problem .. Not with the females with the oh!!
CommentAuthorFutureMrs-B
edited
Oh god! Mines a long engagement and my mom is NOT supportive at all but I expected that and I know it causes so much stress; hassle and always gonna be at least one person who's severely P!55*D off with you lol arghhhhhhh
He stole my heart -O2/O7/2O11
He made my dreams come true -24/12/2O13
I steal his last name -TBC