Wedding Forum - Engagement ring insurance...

We just added it onto our home and contents; cost about £20 a year. I looked into insuring it separately and all the quotes were coming in at £80ish which I think it crazy. Just make sure you compare policies properly in terms of cover, excesses etc. Our insurance company are pretty good; I've had them pay out for 2 rings and a pendant (rings were stolen but we couldn't prove it; pendant I managed to lose). It's a good idea to keep receipts though and also get a valuation document.

I've added mine to house insurance too as an extra but needs to have additional cover for when ur outside the home x

KelBel: that usually depends on the type of policy you have. Ours covers us for damage, loss and theft, both inside and outside of the home, but the maximum per item value we have is £1500 (and we didn't previously have anything worth more than that). So we just extended the limit for my ring. My wedding ring is covered as standard as it's valued at £1500; we need to add OH's on though as his is worth more (but only a little bit so can't imagine it will be too expensive).

Policies do vary though. I like a high level of cover because we often bring valuables out of the home, so one that only covered us for them inside the home wouldn't be much good!

Mine was also added on to the house contents insurance - had to provide valuation certificates due to the value of the ring.

Ahh OK fair enough! I have a lot of jewellery and hand bags and shoes lol, so I always like to know I'm insured wherever I am; plus we go away like 2-3 times a year and travel insurance is... Not good..! I like to know that if I lose, say, my SLR or JCs in Mexico, I'll be covered! We're with LV and it's really quite a good price for the cover we get.

thats way too expensive! He could have cancelled that if it was cancelled fast enough